The basic packaging requirements for an underwriter to review your case:

• Fully Completed Application Form on DPR
• Signed Mortgage Application Declaration/Fee Declaration
• Valuation fee (including £125 application fee). Please refer to our Valuation Fee Scale

Employed

• 1 Months most recent Bank Statement for all personal current Accounts held 
• 3 Months Payslips

Self Employed

• 1 Months most recent Bank Statement for all personal current Accounts held 
• 3 Months' Bank Statements for all business current Accounts (6 months if only 1 years Accounts)
• SA302's & Tax Calculations with corresponding Tax Overviews as proof of income for the last 3 years

Ad-hoc packaging requirements;

• If applicant has any other properties whatsoever, mortgaged or unencumbered (BTL/resi/holiday home) – completed Property Schedule is required
• Proof of retirement income is required when applicant is within 10 years of desired retirement age at the time of application
• Proof of rental payment covering 12 months where applicable. Bank statements are required where Tenancy is not via a Professional Letting Agent or Private Landlord’s reference. A reference alone is acceptable where Tenancy is managed by Letting Agent
• Proof of mortgage payments, covering 12 months, where applicable
• Proof of Deposit
• Three year’s proof of residency if applicant not on Voters Roll
• LMS declaration form
• Consent to Mortgage form is required when there will be any persons residing in the property on completion age 17 or over
• BTL Supplementary Declaration
• Memorandum of Sale of Housing Association for all Shared Ownership cases
• Right to Buy Notice from Council for all Right to Buy cases.

All forms/reference templates can be downloaded here.