Available for: Purchase and Remortgage  

Min/Max Adv: £1,000,000/£1,490,000

Max Loan To Value: 75% capital & interest, 70% interest only (including arrangement fee)

Arrangement Fee: £1,495  (if the arrangement fee is added to the loan to value must not exceed 75%)

Valuation Fee: Payable on application. See Valuation Fee leaflet. 

Application Fee: £125

Early Repayment Charge (ERC): 1.5% of the current balance in the first year, 1.0% in the second year and 0.5% in the third year (fee waived if applicant returns to UK within ERC period and the customer chooses a retention product with the Society)

Overpayments: 10% of the advance amount can be repaid per annum for three years without incurring a charge. A 1.5% charge is due on any amount repaid that exceeds 10% per annum for the first year, a 1.0% charge is due on any amount repaid that exceeds 10% per annum for the second year and a 0.5% charge is due on any amount that exceeds 10% per annum for the third year

Restrictions: This mortgage must be repaid on a capital & interest or interest only basis. Please note that interest only is capped at 70% LTV. 

Other Features: N/A

Please note that we will consider the following:

• Guarantor mortgages (Max 60% LTV)
• Self-employed applicants with only 1 year's accounts (Max 60% LTV)
• Joint borrower, sole proprietor (up to product LTV limit)