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Here to help you and your clients

We want to make a real difference to your clients' lives, offering flexible, manual underwriting and a range of specialist products to help mortgage borrowers realise their homeowner dreams. This case by case method allows us to deal with complex, specialist cases, helping us to serve underserved borrowers that may otherwise struggle to get a mortgage. 

Our reactive approach to changes in the market means we are always on the lookout for innovative product concepts that meet the needs of niche areas of lending.

Our specialist areas

Unique Selling Points
  • Specialist underwriters, assessing each case manually on its own merit
  • Dedicated BDM team with broker hotline: 01384 489195
  • We work off a credit search, not score, offering additional flexibility
  • No upper age limit (On Capital & Interest) 
  • Joint mortgage, sole proprietor considered
  • Products up to £2.5 million available 
  • Guarantor mortgages available (Max 75% LTV)
  • Self-employed with only 1 year's accounts (Max 75% LTV)
  • Listed buildings (Grade 1, Grade 2, Grade 2* considered)
  • Up to 80% LTV on second homes (occupational)
  • Up to 4 applicants on a mortgage
  • A flat with more than 5 storeys (if built during or after year 2000)
Find a BDM

Our Key Account Managers and Telephone Business Development Managers thrive on finding solutions to both your simple and complex cases. 

Contact your local representative to discuss a case. 

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