Our Products
Whether it is a residential mortgage or a Buy-to-Let, we have a full range of products to fit your client's needs.
View Consumer Duty Product Sheets
Residential Fixed
Code
Product Description
Rate
Min/Max Advance
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
10157
Product Description
5.69% Two Year Fixed
Rate
5.69%
£25,000-£1,000,000
APRC
8.6%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
499.00
Code
10158
Product Description
5.99% Two Year Fixed
Rate
5.99%
£25,000-£1,000,000
APRC
8.7%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
90.0%
Arrangement Fee
499.00
Code
10175
Product Description
5.28% Residential Five Year Fixed (until 31/12/2029)
Rate
5.28%
£25,000-£1,000,000
APRC
7.7%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
999.00
Code
10176
Product Description
5.34% Residential Five Year Fixed (until 31/12/2029)
Rate
5.34%
£25,000-£1,000,000
APRC
7.8%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
90.0%
Arrangement Fee
999.00
Residential Discount for Term
Code
Product Description
Rate
Min/Max Advance
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13209
Product Description
3.56% Two Year Discount
Rate
5.18%
£25,000-£1,000,000
APRC
8.5%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
60.0%
Arrangement Fee
499.00
Code
13210
Product Description
3.36% Two Year Discount
Rate
5.38%
£25,000-£1,000,000
APRC
8.5%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
499.00
Code
13211
Product Description
3.16% Two Year Discount
Rate
5.58%
£25,000-£1,000,000
APRC
8.6%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
90.0%
Arrangement Fee
499.00
Code
13184
Product Description
2.55% Residential Discount for Term Large Loan
Rate
6.19%
£1,000,000-£1,490,000
APRC
6.4%
Min/Max Advance
£1,000,000-£1,490,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
1,495.00
Code
13185
Product Description
2.45% Residential Discount for Term Large Loan
Rate
6.29%
£1,500,000-£1,990,000
APRC
6.6%
Min/Max Advance
£1,500,000-£1,990,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
2,495.00
Code
13186
Product Description
2.35% Residential Discount for Term Large Loan
Rate
6.39%
£2,000,000-£2,500,000
APRC
6.7%
Min/Max Advance
£2,000,000-£2,500,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
60.0%
Arrangement Fee
2,995.00
Residential Interest Only
Code
Product Description
Rate
Min/Max Advance
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13197
Product Description
2.75% Interest Only Discount for Term
Rate
5.99%
£25,000-£1,000,000
APRC
6.2%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
499.00
Code
10162
Product Description
5.69% Interest Only Two Year Fixed Rate
Rate
5.69%
£25,000-£1,000,000
APRC
8.6%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
499.00
Buy to Let
Code
Product Description
Rate
Min/Max Advance
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
25130
Product Description
2.99% Buy to Let Discount for Term
Rate
6.25%
£25,000-£1,000,000
APRC
6.9%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
750.00
Code
25128
Product Description
6.15% BTL Two Year Fixed Rate
Rate
6.15%
£25,000-£1,000,000
APRC
9.0%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
750.00
Code
25143
Product Description
5.38% BTL Five Year Fixed (until 31/12/2029)
Rate
5.38%
£25,000-£1,000,000
APRC
7.6%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
1499.00
Ex-Pat Discount for Term
Code
Product Description
Rate
Min/Max Advance
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13175
Product Description
2.25% Expat Residential Discount for Term
Rate
6.49%
£25,000-£1,500,000
APRC
6.8%
Min/Max Advance
£25,000-£1,500,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
60.0%
Arrangement Fee
999.00
Code
13176
Product Description
2.15% Expat Residential Discount for Term
Rate
6.59%
£25,000-£1,500,000
APRC
6.9%
Min/Max Advance
£25,000-£1,500,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
85.0%
Arrangement Fee
999.00
Code
25120
Product Description
2.65% Expat Buy to Let Discount for Term
Rate
6.59%
£25,000-£1,000,000
APRC
7.0%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
70.0%
Arrangement Fee
999.00
Code
25121
Product Description
2.55% Expat Buy to Let Discount for Term
Rate
6.69%
£25,000-£1,000,000
APRC
7.2%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
999.00
Code
25122
Product Description
2.65% Expat Holiday Let Discount for Term
Rate
6.59%
£25,000-£1,000,000
APRC
7.0%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
70.0%
Arrangement Fee
999.00
Code
25123
Product Description
2.55% Expat Holiday Let Discount for Term
Rate
6.69%
£25,000-£1,000,000
APRC
7.2%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
999.00
Code
13187
Product Description
2.25% Expat Residential Discount for Term Large Loan
Rate
6.49%
£1,000,000-£1,490,000
APRC
6.8%
Min/Max Advance
£1,000,000-£1,490,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
1,495.00
Code
13188
Product Description
2.15% Expat Residential Discount for Term Large Loan
Rate
6.59%
£1,500,000-£1,990,000
APRC
6.9%
Min/Max Advance
£1,500,000-£1,990,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
2,495.00
Code
13189
Product Description
2.05% Expat Residential Discount for Term Large Loan
Rate
6.69%
£2,000,000-£2,500,000
APRC
7.0%
Min/Max Advance
£2,000,000-£2,500,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
60.0%
Arrangement Fee
2,995.00
Ex-Pat Fixed
Code
Product Description
Rate
Min/Max Advance
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
10159
Product Description
6.25% Expat Residential Two Year Fixed
Rate
6.25%
£25,000-£1,500,000
APRC
8.7%
Min/Max Advance
£25,000-£1,500,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
999.00
Code
10160
Product Description
6.35% Expat Residential Two Year Fixed
Rate
6.35%
£25,000-£1,500,000
APRC
8.7%
Min/Max Advance
£25,000-£1,500,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
85.0%
Arrangement Fee
999.00
Code
10177
Product Description
5.44% Expat Residential Five Year Fixed (until 31/12/2029)
Rate
5.44%
£25,000-£1,500,000
APRC
7.8%
Min/Max Advance
£25,000-£1,500,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
1999.00
Code
10178
Product Description
5.49% Expat Residential Five Year Fixed (until 31/12/2029)
Rate
5.49%
£25,000-£1,500,000
APRC
7.9%
Min/Max Advance
£25,000-£1,500,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
85.0%
Arrangement Fee
1999.00
Code
25145
Product Description
5.64% Expat BTL Five Year Fixed (until 31/12/2029)
Rate
5.64%
£25,000-£1,000,000
APRC
7.8%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
1999.00
Code
25146
Product Description
5.64% Expat Holiday Let Five Year Fixed (until 31/12/2029)
Rate
5.64%
£25,000-£1,000,000
APRC
7.8%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
1999.00
Code
25132
Product Description
6.35% Expat BTL Two Year Fixed
Rate
6.35%
£25,000-£1,000,000
APRC
9.0%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
999.00
Code
25133
Product Description
6.35% Expat Holiday Let Two Year Fixed Rate
Rate
6.35%
£25,000-£1,000,000
APRC
9.0%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
999.00
Holiday Let
Code
Product Description
Rate
Min/Max Advance
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
25131
Product Description
2.99% Holiday Let Discount for Term
Rate
6.25%
£25,000-£1,000,000
APRC
6.6%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
750.00
Code
25144
Product Description
5.38% Holiday Let Five Year Fixed (until 31/12/2029)
Rate
5.38%
£25,000-£1,000,000
APRC
7.6%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
1499.00
Code
25129
Product Description
6.15% Holiday Let Two Year Fixed Rate
Rate
6.15%
£25,000-£1,000,000
APRC
9.0%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
750.00
Self-Build
Code
Product Description
Rate
Min/Max Advance
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13191
Product Description
2.40% Self-Build Discount for Term - Advance
Rate
6.84%
£25,000-£1,000,000
APRC
7.2%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
1,000.00
Code
13192
Product Description
2.50% Self-Build Discount for Term - Arrears
Rate
6.74%
£25,000-£1,000,000
APRC
7.1%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
1,000.00
Code
13193
Product Description
2.60% Eco Self-Build Discount for Term - Advance
Rate
6.64%
£25,000-£1,000,000
APRC
7.0%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
1,000.00
Code
13198
Product Description
2.90% Eco Self-Build Discount for Term - Arrears
Rate
6.34%
£25,000-£1,000,000
APRC
6.6%
Min/Max Advance
£25,000-£1,000,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
80.0%
Arrangement Fee
1,000.00
Large Loan
Code
Product Description
Rate
Min/Max Advance
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13187
Product Description
2.25% Expat Residential Discount for Term Large Loan
Rate
6.49%
£1,000,000-£1,490,000
APRC
6.8%
Min/Max Advance
£1,000,000-£1,490,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
1,495.00
Code
13188
Product Description
2.15% Expat Residential Discount for Term Large Loan
Rate
6.59%
£1,500,000-£1,990,000
APRC
6.9%
Min/Max Advance
£1,500,000-£1,990,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
2,495.00
Code
13189
Product Description
2.05% Expat Residential Discount for Term Large Loan
Rate
6.69%
£2,000,000-£2,500,000
APRC
7.0%
Min/Max Advance
£2,000,000-£2,500,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
60.0%
Arrangement Fee
2,995.00
Code
13184
Product Description
2.55% Residential Discount for Term Large Loan
Rate
6.19%
£1,000,000-£1,490,000
APRC
6.4%
Min/Max Advance
£1,000,000-£1,490,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
1,495.00
Code
13185
Product Description
2.45% Residential Discount for Term Large Loan
Rate
6.29%
£1,500,000-£1,990,000
APRC
6.6%
Min/Max Advance
£1,500,000-£1,990,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
75.0%
Arrangement Fee
2,495.00
Code
13186
Product Description
2.35% Residential Discount for Term Large Loan
Rate
6.39%
£2,000,000-£2,500,000
APRC
6.7%
Min/Max Advance
£2,000,000-£2,500,000
Purchase / Remortgage
Available for:
Purchase & Remortgage
Ltv
60.0%
Arrangement Fee
2,995.00
Further Advance
Code
Product Description
Rate
Min/Max Advance
APRC
Purchase / Remortgage
LTV
Arrangement Fee
Code
13126
Product Description
2.10% Two Year Discount Energy Efficient Further Advance
Rate
6.64%
£5,000-£100,000
APRC
8.6%
Min/Max Advance
£5,000-£100,000
Purchase / Remortgage
Available for:
Advance only
Ltv
70.0%
Arrangement Fee
0.00
Code
25072
Product Description
2.20% Discount for Term Holiday Let Further Advance
Rate
7.04%
£5,000-£1,000,000
APRC
7.4%
Min/Max Advance
£5,000-£1,000,000
Purchase / Remortgage
Available for:
Advance only
Ltv
80.0%
Arrangement Fee
0.00
Code
10145
Product Description
7.84% Three Year Fixed Rate Further Advance Residential
Rate
7.84%
£5,000-£1,000,000
APRC
8.9%
Min/Max Advance
£5,000-£1,000,000
Purchase / Remortgage
Available for:
Advance only
Ltv
80.0%
Arrangement Fee
0.00
Code
13124
Product Description
2.10% Two Year Discount Further Advance Residential
Rate
6.64%
£5,000-£1,000,000
APRC
8.6%
Min/Max Advance
£5,000-£1,000,000
Purchase / Remortgage
Available for:
Advance only
Ltv
80.0%
Arrangement Fee
0.00
Code
19006
Product Description
Variable for Term Further Advance Residential
Rate
8.74%
£5,000-£1,000,000
APRC
9.2%
Min/Max Advance
£5,000-£1,000,000
Purchase / Remortgage
Available for:
Advance only
Ltv
90.0%
Arrangement Fee
0.00
Code
13133
Product Description
1.10% Discount for Term Ex-Pat Further Advance
Rate
7.64%
£5,000-£1,000,000
APRC
8.1%
Min/Max Advance
£5,000-£1,000,000
Purchase / Remortgage
Available for:
Advance only
Ltv
75.0%
Arrangement Fee
0.00
Code
25071
Product Description
1.60% Discount for Term Ex-Pat BTL Further Advance
Rate
7.64%
£5,000-£1,000,000
APRC
8.1%
Min/Max Advance
£5,000-£1,000,000
Purchase / Remortgage
Available for:
Advance only
Ltv
80.0%
Arrangement Fee
0.00
Code
25073
Product Description
2.25% BTL Discount for Term Further Advance
Rate
6.99%
£5,000-£1,000,000
APRC
7.4%
Min/Max Advance
£5,000-£1,000,000
Purchase / Remortgage
Available for:
Advance only
Ltv
80.0%
Arrangement Fee
0.00
Code
13143
Product Description
1.50% Shared Ownership Discount for Term Further Advance
Rate
7.24%
£5,000-£1,000,000
APRC
7.6%
Min/Max Advance
£5,000-£1,000,000
Purchase / Remortgage
Available for:
Advance only
Ltv
95.0%
Arrangement Fee
0.00
Code
13140
Product Description
1.20% Right To Buy Discount for Term Further Advance
Rate
7.54%
£5,000-£500,000
APRC
8.0%
Min/Max Advance
£5,000-£500,000
Purchase / Remortgage
Available for:
Advance only
Ltv
85.0%
Arrangement Fee
0.00
Representative Example
A mortgage of £257,173.00 payable over 23 years on our discounted rate at 1.50% below the Society’s Residential Standard Variable Rate of 8.74% (variable) for the mortgage term of 23 years would require 276 monthly payments of £1,915.81 plus one initial interest payment of £1,581.37.
The total amount payable would be £531,009.93 made up of the loan amount plus interest (£273,171.93) and Valuation fee (£390), CHAPS fee (£25), Application fee (£125) and Discharge fee (£125).
The overall cost for comparison is 7.6% APRC representative.
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