/shutterstock_1838235739_filter.jpg)
Our Products
Whether it is a residential mortgage or a Buy-to-Let, we have a full range of products to fit your client's needs.
View Consumer Duty Product Sheets
Residential Fixed
Code
Product Description
Rate
Min/Max Advance
APRC
LTV
Arrangement Fee
Code
10180
Product Description
5.19% Two Year Fixed
Rate
5.19%
£25,000-£1,000,000
APRC
8.1%
Min/Max Advance
£25,000-£1,000,000
Ltv
65.0%
Arrangement Fee
499.00
Find out more
Code
10181
Product Description
5.34% Two Year Fixed
Rate
5.34%
£25,000-£1,000,000
APRC
8.2%
Min/Max Advance
£25,000-£1,000,000
Ltv
75.0%
Arrangement Fee
499.00
Find out more
Code
10158
Product Description
5.99% Two Year Fixed
Rate
5.99%
£25,000-£1,000,000
APRC
8.3%
Min/Max Advance
£25,000-£1,000,000
Ltv
90.0%
Arrangement Fee
499.00
Find out more
Code
10194
Product Description
5.28% Residential Five Year Fixed (until 30/06/2030)
Rate
5.28%
£25,000-£1,000,000
APRC
7.5%
Min/Max Advance
£25,000-£1,000,000
Ltv
75.0%
Arrangement Fee
999.00
Find out more
Code
10195
Product Description
5.34% Residential Five Year Fixed (until 30/06/2030)
Rate
5.34%
£25,000-£1,000,000
APRC
7.5%
Min/Max Advance
£25,000-£1,000,000
Ltv
90.0%
Arrangement Fee
999.00
Find out more
Residential Discount
Code
Product Description
Rate
Min/Max Advance
APRC
LTV
Arrangement Fee
Code
13212
Product Description
3.25% Two Year Discount Residential
Rate
5.09%
£25,000-£1,000,000
APRC
8.1%
Min/Max Advance
£25,000-£1,000,000
Ltv
60.0%
Arrangement Fee
499.00
Find out more
Code
13213
Product Description
3.15% Two Year Discount Residential
Rate
5.19%
£25,000-£1,000,000
APRC
8.2%
Min/Max Advance
£25,000-£1,000,000
Ltv
75.0%
Arrangement Fee
499.00
Find out more
Code
13214
Product Description
2.85% Two Year Discount Residential
Rate
5.49%
£25,000-£1,000,000
APRC
8.2%
Min/Max Advance
£25,000-£1,000,000
Ltv
90.0%
Arrangement Fee
499.00
Find out more
Code
13184
Product Description
2.55% Residential Discount for Term Large Loan
Rate
5.79%
£1,000,000-£1,490,000
APRC
6.0%
Min/Max Advance
£1,000,000-£1,490,000
Ltv
75.0%
Arrangement Fee
1,495.00
Find out more
Code
13185
Product Description
2.45% Residential Discount for Term Large Loan
Rate
5.89%
£1,500,000-£1,990,000
APRC
6.1%
Min/Max Advance
£1,500,000-£1,990,000
Ltv
75.0%
Arrangement Fee
2,495.00
Find out more
Code
13186
Product Description
2.35% Residential Discount for Term Large Loan
Rate
5.99%
£2,000,000-£2,500,000
APRC
6.2%
Min/Max Advance
£2,000,000-£2,500,000
Ltv
60.0%
Arrangement Fee
2,995.00
Find out more
Residential Interest Only
Code
Product Description
Rate
Min/Max Advance
APRC
LTV
Arrangement Fee
Code
13197
Product Description
2.75% Interest Only Discount for Term
Rate
5.59%
£25,000-£1,000,000
APRC
5.8%
Min/Max Advance
£25,000-£1,000,000
Ltv
75.0%
Arrangement Fee
499.00
Find out more
Code
10162
Product Description
5.69% Interest Only Two Year Fixed Rate
Rate
5.69%
£25,000-£1,000,000
APRC
8.3%
Min/Max Advance
£25,000-£1,000,000
Ltv
75.0%
Arrangement Fee
499.00
Find out more
Buy to Let
Code
Product Description
Rate
Min/Max Advance
APRC
LTV
Arrangement Fee
Code
25147
Product Description
3.76% BTL Two Year Discount
Rate
5.08%
£25,000-£1,000,000
APRC
8.2%
Min/Max Advance
£25,000-£1,000,000
Ltv
80.0%
Arrangement Fee
750.00
Find out more
Code
25150
Product Description
5.70% BTL Two Year Fixed
Rate
5.70%
£25,000-£1,000,000
APRC
8.5%
Min/Max Advance
£25,000-£1,000,000
Ltv
70.0%
Arrangement Fee
750.00
Find out more
Code
25128
Product Description
6.15% BTL Two Year Fixed Rate
Rate
6.15%
£25,000-£1,000,000
APRC
8.7%
Min/Max Advance
£25,000-£1,000,000
Ltv
80.0%
Arrangement Fee
750.00
Find out more
Code
25165
Product Description
5.38% BTL Five Year Fixed (until 30/06/2030)
Rate
5.38%
£25,000-£1,000,000
APRC
7.5%
Min/Max Advance
£25,000-£1,000,000
Ltv
80.0%
Arrangement Fee
1499.00
Find out more
Ex-Pat Fixed
Code
Product Description
Rate
Min/Max Advance
APRC
LTV
Arrangement Fee
Code
25159
Product Description
5.95% Expat BTL Five Year Fixed (until 30/06/2030)
Rate
5.95%
£25,000-£1,000,000
APRC
7.8%
Min/Max Advance
£25,000-£1,000,000
Ltv
80.0%
Arrangement Fee
1999.00
Find out more
Code
25160
Product Description
6.10% Expat Holiday Let Five Year Fixed (until 30/06/2030)
Rate
6.10%
£25,000-£1,000,000
APRC
7.9%
Min/Max Advance
£25,000-£1,000,000
Ltv
80.0%
Arrangement Fee
1999.00
Find out more
Code
25149
Product Description
5.99% Expat BTL Two Year Fixed
Rate
5.99%
£25,000-£1,000,000
APRC
8.6%
Min/Max Advance
£25,000-£1,000,000
Ltv
65.0%
Arrangement Fee
999.00
Find out more
Code
25132
Product Description
6.35% Expat BTL Two Year Fixed
Rate
6.35%
£25,000-£1,000,000
APRC
8.7%
Min/Max Advance
£25,000-£1,000,000
Ltv
80.0%
Arrangement Fee
999.00
Find out more
Code
25133
Product Description
6.35% Expat Holiday Let Two Year Fixed Rate
Rate
6.35%
£25,000-£1,000,000
APRC
8.7%
Min/Max Advance
£25,000-£1,000,000
Ltv
80.0%
Arrangement Fee
999.00
Find out more
Ex-Pat Discount
Code
Product Description
Rate
Min/Max Advance
APRC
LTV
Arrangement Fee
Code
13215
Product Description
2.64% Expat Residential Two Year Discount
Rate
5.70%
£25,000-£1,500,000
APRC
8.3%
Min/Max Advance
£25,000-£1,500,000
Ltv
60.0%
Arrangement Fee
999.00
Find out more
Code
13216
Product Description
2.44% Expat Residential Two Year Discount
Rate
5.90%
£25,000-£1,500,000
APRC
8.3%
Min/Max Advance
£25,000-£1,500,000
Ltv
85.0%
Arrangement Fee
999.00
Find out more
Code
25161
Product Description
2.99% Expat BTL Two Year Discount
Rate
5.85%
£25,000-£1,000,000
APRC
8.4%
Min/Max Advance
£25,000-£1,000,000
Ltv
70.0%
Arrangement Fee
999.00
Find out more
Code
25162
Product Description
2.79% Expat BTL Two Year Discount
Rate
6.05%
£25,000-£1,000,000
APRC
8.5%
Min/Max Advance
£25,000-£1,000,000
Ltv
80.0%
Arrangement Fee
999.00
Find out more
Code
25163
Product Description
2.89% Expat Holiday Let Two Year Discount
Rate
5.95%
£25,000-£1,000,000
APRC
8.5%
Min/Max Advance
£25,000-£1,000,000
Ltv
70.0%
Arrangement Fee
999.00
Find out more
Code
25164
Product Description
2.69% Expat Holiday Let Two Year Discount
Rate
6.15%
£25,000-£1,000,000
APRC
8.5%
Min/Max Advance
£25,000-£1,000,000
Ltv
80.0%
Arrangement Fee
999.00
Find out more
Code
13217
Product Description
2.40% Expat Residential Two Year Discount Large Loan
Rate
5.94%
£1,000,000-£1,490,000
APRC
8.3%
Min/Max Advance
£1,000,000-£1,490,000
Ltv
75.0%
Arrangement Fee
1,495.00
Find out more
Code
13218
Product Description
2.25% Expat Residential Two Year Discount Large Loan
Rate
6.09%
£1,500,000-£1,990,000
APRC
8.3%
Min/Max Advance
£1,500,000-£1,990,000
Ltv
75.0%
Arrangement Fee
2,495.00
Find out more
Code
13219
Product Description
2.10% Expat Residential Two Year Discount Large Loan
Rate
6.24%
£2,000,000-£2,500,000
APRC
8.4%
Min/Max Advance
£2,000,000-£2,500,000
Ltv
60.0%
Arrangement Fee
2,995.00
Find out more
Holiday Let
Code
Product Description
Rate
Min/Max Advance
APRC
LTV
Arrangement Fee
Code
25148
Product Description
3.76% Holiday Let Two Year Discount
Rate
5.08%
£25,000-£1,000,000
APRC
8.2%
Min/Max Advance
£25,000-£1,000,000
Ltv
80.0%
Arrangement Fee
750.00
Find out more
Code
25166
Product Description
5.38% Holiday Let Five Year Fixed (until 30/06/2030)
Rate
5.38%
£25,000-£1,000,000
APRC
7.5%
Min/Max Advance
£25,000-£1,000,000
Ltv
80.0%
Arrangement Fee
1499.00
Find out more
Code
25129
Product Description
6.15% Holiday Let Two Year Fixed Rate
Rate
6.15%
£25,000-£1,000,000
APRC
8.7%
Min/Max Advance
£25,000-£1,000,000
Ltv
80.0%
Arrangement Fee
750.00
Find out more
Self-Build
Code
Product Description
Rate
Min/Max Advance
APRC
LTV
Arrangement Fee
Code
13191
Product Description
2.40% Self-Build Discount for Term - Advance
Rate
6.44%
£25,000-£1,000,000
APRC
6.7%
Min/Max Advance
£25,000-£1,000,000
Ltv
80.0%
Arrangement Fee
1,000.00
Find out more
Code
13192
Product Description
2.50% Self-Build Discount for Term - Arrears
Rate
6.34%
£25,000-£1,000,000
APRC
6.6%
Min/Max Advance
£25,000-£1,000,000
Ltv
80.0%
Arrangement Fee
1,000.00
Find out more
Code
13193
Product Description
2.60% Eco Self-Build Discount for Term - Advance
Rate
6.24%
£25,000-£1,000,000
APRC
6.5%
Min/Max Advance
£25,000-£1,000,000
Ltv
80.0%
Arrangement Fee
1,000.00
Find out more
Code
13198
Product Description
2.90% Eco Self-Build Discount for Term - Arrears
Rate
5.94%
£25,000-£1,000,000
APRC
6.2%
Min/Max Advance
£25,000-£1,000,000
Ltv
80.0%
Arrangement Fee
1,000.00
Find out more
Large Loan
Code
Product Description
Rate
Min/Max Advance
APRC
LTV
Arrangement Fee
Code
13217
Product Description
2.40% Expat Residential Two Year Discount Large Loan
Rate
5.94%
£1,000,000-£1,490,000
APRC
8.3%
Min/Max Advance
£1,000,000-£1,490,000
Ltv
75.0%
Arrangement Fee
1,495.00
Find out more
Code
13218
Product Description
2.25% Expat Residential Two Year Discount Large Loan
Rate
6.09%
£1,500,000-£1,990,000
APRC
8.3%
Min/Max Advance
£1,500,000-£1,990,000
Ltv
75.0%
Arrangement Fee
2,495.00
Find out more
Code
13219
Product Description
2.10% Expat Residential Two Year Discount Large Loan
Rate
6.24%
£2,000,000-£2,500,000
APRC
8.4%
Min/Max Advance
£2,000,000-£2,500,000
Ltv
60.0%
Arrangement Fee
2,995.00
Find out more
Code
13184
Product Description
2.55% Residential Discount for Term Large Loan
Rate
5.79%
£1,000,000-£1,490,000
APRC
6.0%
Min/Max Advance
£1,000,000-£1,490,000
Ltv
75.0%
Arrangement Fee
1,495.00
Find out more
Code
13185
Product Description
2.45% Residential Discount for Term Large Loan
Rate
5.89%
£1,500,000-£1,990,000
APRC
6.1%
Min/Max Advance
£1,500,000-£1,990,000
Ltv
75.0%
Arrangement Fee
2,495.00
Find out more
Code
13186
Product Description
2.35% Residential Discount for Term Large Loan
Rate
5.99%
£2,000,000-£2,500,000
APRC
6.2%
Min/Max Advance
£2,000,000-£2,500,000
Ltv
60.0%
Arrangement Fee
2,995.00
Find out more
Further Advance
Code
Product Description
Rate
Min/Max Advance
APRC
LTV
Arrangement Fee
Code
10190
Product Description
5.44% Two Year Fixed Residential Further Advance
Rate
5.44%
£5,000-£1,000,000
APRC
8.3%
Min/Max Advance
£5,000-£1,000,000
Ltv
80.0%
Arrangement Fee
0.00
Find out more
Code
25155
Product Description
6.05% Two Year Fixed BTL Further Advance
Rate
6.05%
£5,000-£1,000,000
APRC
8.9%
Min/Max Advance
£5,000-£1,000,000
Ltv
80.0%
Arrangement Fee
0.00
Find out more
Code
25156
Product Description
6.05% Two Year Fixed Holiday Let Further Advance
Rate
6.05%
£5,000-£1,000,000
APRC
8.9%
Min/Max Advance
£5,000-£1,000,000
Ltv
80.0%
Arrangement Fee
0.00
Find out more
Code
10191
Product Description
6.25% Two Year Fixed Expat Residential Further Advance
Rate
6.25%
£5,000-£1,000,000
APRC
8.5%
Min/Max Advance
£5,000-£1,000,000
Ltv
80.0%
Arrangement Fee
0.00
Find out more
Code
25157
Product Description
6.25% Two Year Fixed Expat BTL Further Advance
Rate
6.25%
£5,000-£1,000,000
APRC
8.9%
Min/Max Advance
£5,000-£1,000,000
Ltv
80.0%
Arrangement Fee
0.00
Find out more
Code
25158
Product Description
6.25% Two Year Fixed Expat Holiday Let Further Advance
Rate
6.25%
£5,000-£1,000,000
APRC
8.9%
Min/Max Advance
£5,000-£1,000,000
Ltv
80.0%
Arrangement Fee
0.00
Find out more
Code
19006
Product Description
Variable for Term Further Advance Residential
Rate
8.34%
£5,000-£1,000,000
APRC
8.8%
Min/Max Advance
£5,000-£1,000,000
Ltv
90.0%
Arrangement Fee
0.00
Find out more

Representative Example
A mortgage of £254,355.00 payable over 26 years on our discounted rate at 1.50% below the Society’s Residential Standard Variable Rate of 8.34% (variable) for the mortgage term of 26 years would require 312 monthly payments of £1,746.28 plus one initial interest payment of £1,477.63.
The total amount payable would be £546,921.99 made up of the loan amount plus interest (£291,961.99) and Valuation fee (£330), CHAPS fee (£25), Application fee (£125) and Discharge fee (£125).
The overall cost for comparison is 7.1% APRC representative.